Get more for your money with our leading CD rates.
Certificates of Deposit (CDs) are not a one-size-fits-all savings option. You can choose from investments of various lengths, ranging from six months to five years. Although all of MECU's CDs offer exceptional returns, you can often get a higher rate if you invest for a longer period.
| Account Term | Annual Percentage Yield (APY) | Minimum Initial Deposit |
|---|---|---|
| 60-month | 1.00% | $500 † |
| 48-month | 0.60% | $500 † |
| 36-month* | 0.85% | $500 † |
| 24-month | 0.45% | $500 † |
| 18-month | 0.40% | $500 † |
| 12-month | 0.35% | $500 † |
| 9-month | 0.30% | $500 † |
| 6-month | 0.20% | $500 † |
Membership eligibility required. Certain restrictions may apply. Federally insured by NCUA.
† Minimum balance in order to earn stated APY.
* Early withdrawal penalty may be imposed for withdrawal of principal before the maturity date.
Limited-time 36-month anniversary offer! Promotional period and APY are subject to change at any time without notice. One (1) certificate per member. Maximum deposit allowed is $100,000.
| Account Type | Annual Percentage Yield (APY) | Minimum Initial Deposit |
|---|---|---|
| 11-month | 0.40% | $5,000 |
Membership eligibility required. Certain restrictions may apply. Federally insured by NCUA.
* Early withdrawal penalty may be imposed for withdrawal of principal before the maturity date. Only one withdrawal without paying a penalty will be permitted with the SuperFlex CD; the balance remaining must be at least $1,000.
† Minimum balance to earn interest on SuperFlex CD is $1,000.
| Account Term | Annual Percentage Yield (APY) | Minimum Initial Deposit |
|---|---|---|
| 60-month | 0.40% | $500 † |
| 48-month | 0.40% | $500 † |
| 36-month | 0.30% | $500 † |
| 24-month | 0.30% | $500 † |
† Minimum balance in order to earn stated APY.
* Early withdrawal penalty may be imposed for withdrawal of principal before the maturity date.
** Excludes Roth IRA
| Account Term | Annual Percentage Yield (APY) | Minimum Initial Deposit |
|---|---|---|
| 12 Months | ||
| $25 to $499.99 | 0.15% | $25 † |
| $500.00 to $4,999.99 | 0.25% | $25 † |
| $5,000.00 or more | 0.30% | $25 † |
| 24 Months | ||
| $25 to $4,99.99 | 0.30% | $25 † |
| $500.00 to $4,999.99 | 0.40% | $25 † |
| $5,000.00 or more | 0.55% | $25 † |
Membership eligibility required. Certain restrictions may apply. Federally insured by NCUA.
† Minimum balance in order to earn stated APY.
* Early withdrawal penalty may be imposed for withdrawal of principal before the maturity date.
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